9. Reevaluate your health insurance coverage each year.
Cancer treatment often extends over more than one calendar year, and you don’t have to stick with the same insurance throughout. “Every single year, patients should be looking at their health insurance options and making comparisons to lower their out-of-pocket expenses,” says Joanna Morales, a cancer rights attorney and CEO of Triage Cancer, a nonprofit focused on practical and legal cancer issues.
Explore the coverage options offered by your employer or through the Affordable Care Act during open enrollment, or review the Medigap, Medicare Advantage and Medicare Part D plans available to you. Select the coverage that minimizes the out-of-pocket costs for your treatments and medications and includes your preferred oncologists and hospitals in its network.
